Publication: A STUDY INVESTIGATING FACTORS AFFECTING THE HEALTH INSURANCE PARTICIPATION AMONG HEALTHCARE PERSONNEL IN A PRIVATE AND A PUBLIC HOSPITAL IN MALAYSIA
Date
2023
Journal Title
Journal ISSN
Volume Title
Publisher
International Medical University
Abstract
There is a substantial body of literature that examines health insurance participation
among the general population in Malaysia. However, limited attention has been directed
to the involvement of healthcare personnel in Malaysia in relation to their participation in
health insurance. The primary aim of this research is to examine the impact of
sociodemographic factors, attitude, general perceptions, and perceptions regarding health
insurance benefits and ease of claims on the participation in personal health insurance
among healthcare personnel in a private and a public hospital in Malaysia. This study
employed self-administered questionnaires as the primary data collection instrument. The
findings of the study indicate a notable disparity with regard to the participation in
personal health insurance between gender, professional category, and healthcare sector
that the healthcare personnel work in. Whereas there is no statistically significant
difference found between age and length of service in relation to participation in personal
health insurance among healthcare personnel. Furthermore, a significant and strong
positive correlation exists between individuals' attitude, general perceptions, and
perceptions of health insurance benefits, and their likelihood of engaging in personal
health insurance. Having said that, collaboration among government bodies, healthcare
institutions, and insurance providers in Malaysia is crucial to effectively implement
programmes, strategies, and initiatives that aim to improve awareness and comprehension
among healthcare personnel in Malaysia regarding the significance of personal health
insurance.
Keywords:
Health insurance Participation, Attitude, General Perception, Benefits
Description
Keywords
Insurance, Health, Attitude, Perception, Hospitals